আন্তর্জাতিক মুদ্রা তহবিলের (আইএমএফ) সাড়ে ৪ বিলিয়ন ডলারের ঋণ পেতে বিভিন্ন শর্ত মানতে হচ্ছে বাংলাদেশকে। প্রাতিষ্ঠানিক সংস্কার করতে হচ্ছে। এসব শর্ত অর্থনীতিতে চ্যালেঞ্জ আরও বাড়িয়ে তুলছে। সর্বশেষ একদিনে ডলারের দাম ৭ টাকা বাড়ানো হয়েছে। এতে ডলারের বিপরীতে টাকার মান কমেছে ৬.৩৬ শতাংশ। ডলারের এই দর বৃদ্ধিতে চাপ তৈরি  হবে বিদেশি ঋণ পরিশোধে। পাশাপাশি দেশের বৈদেশিক মুদ্রার রিজার্ভ কমে ১৮ বিলিয়ন ডলারের ঘরে নেমে আসায় আরেক চাপ তৈরি হয়েছে। 
অর্থনীতিবিদরা বলছেন, বাংলাদেশের উন্নয়ন ব্যয়ে বড় অংশের জোগান আসে বিদেশি ঋণ সহায়তায়। এ ঋণের সুদ ও আসল পরিশোধে সরকারের ব্যয় এখন ক্রমেই বাড়ছে। ডলারের দাম বৃদ্ধির কারণে সুদহার বেড়ে যাবে। বাড়বে সংকট।

সরকারি-বেসরকারি বিদেশি ঋণ আরও ব্যয়বহুল হবে। পুঁজিবাজার থেকে বিদেশি বিনিয়োগ প্রত্যাহার বেড়ে যাবে। 

বিদেশি ঋণের সুদ এবং আসল পরিশোধ বাবদ চলতি অর্থবছরের গত ৯ মাসে আগের অর্থবছরের একই সময়ের চেয়ে ৬৭ শতাংশ বেশি টাকা ব্যয় করতে হয়েছে, ডলারের হিসাবে যা ৪৮ শতাংশ বেশি। ডলারের দাম নতুন করে আরেক দফা বেড়ে যাওয়ায় বিদেশি ঋণ পরিশোধে বড় ধরনের চাপ তৈরি হলো। শুধু মুদ্রার অবমূল্যায়নের কারণেই সমপরিমাণ সুদাসল পরিশোধে বেশি টাকা দরকার হবে। 

বিদেশি ঋণের সুদ ও আসল পরিশোধে সরকারের ব্যয় ক্রমেই বাড়ছে। অর্থনৈতিক সম্পর্ক বিভাগের (ইআরডি) তথ্য অনুযায়ী, বিভিন্ন দেশ ও দাতা সংস্থা চলতি অর্থবছরের (২০২৩-২৪) প্রথম ৯ মাসে (জুলাই-মার্চ) বাংলাদেশের অনুকূলে ঋণের অর্থ ছাড় করেছে ৫৬৩ কোটি ডলার। এ সময় সরকারকে বিদেশি ঋণের সুদ ও আসল পরিশোধ করতে হয়েছে ২৫৭ কোটি ১৫ লাখ ডলার। সে হিসেবে অর্থবছরের প্রথম ৯ মাসে বাংলাদেশের অনুকূলে ঋণ হিসেবে ছাড়কৃত অর্থের অর্ধেকের কাছাকাছি (প্রায় ৪৬ শতাংশ) ব্যয় হয়েছে ঋণের কিস্তি (সুদ ও আসল) পরিশোধে। এর আগে ২০২২-২৩ অর্থবছরে একই সময়ে (জুলাই-মার্চ) দেশে বিদেশি ঋণের অর্থছাড় হয় ৫৩৬ কোটি ৩০ লাখ ডলার। আর ওই সময়ে ঋণ পরিশোধে (আসল ও সুদ) ব্যয় হয় ১৭৩ কোটি ৩ লাখ ডলার, যা ছাড়কৃত অর্থের ৩২.২৬ শতাংশ। গত ৯ মাসে শুধু সুদ পরিশোধের পরিমাণ ১০৫ কোটি ৪৯ লাখ ডলার, গত অর্থবছরের একই সময়ে, যা ছিল ৪৮ কোটি ৫৯ লাখ ডলার। গত ৯ মাসে আসল পরিশোধ হয় ১৫২ কোটি ডলার, যা গত অর্থবছরের একই সময় ছিল প্রায় ১২৪ কোটি ডলার।  

ইআরডি’র তথ্য বলছে, গত ৯ মাসে বিদেশি ঋণের সুদাসল বাবদ ২৮ হাজার ২৮১ কোটি টাকা পরিশোধ করতে হয়েছে; গত অর্থবছরের একই সময়ে যা ছিল ১৬ হাজার ৯৬৫ কোটি টাকা। টাকার হিসাবে ৬৬.৭ শতাংশ টাকা বেশি পরিশোধ করতে হয়েছে। এক বছরের ব্যবধানে টাকার মান কমেছে ২৫ শতাংশ। নতুন করে টাকার মান কমায় শুধু এ কারণেই পরিশোধের চাপ বাড়বে।  
সূত্র জানায়, বাড়তি ব্যয় জোগানে ডলার সরবরাহ বাড়ানোর চেষ্টা করছে সরকার। এজন্য উন্নয়ন সহযোগীদের কাছ থেকে বাজেট সহায়তা পাওয়ার তৎপরতা বাড়ানো হয়েছে। একই উদ্দেশ্যে প্রকল্প ঋণ বাড়ানোর চেষ্টাও চলছে। এরমধ্যে বিশ্বব্যাংকের কাছ থেকে ৫০ কোটি ডলার আগামী জুনের মধ্যে পাওয়ার সম্ভাবনা রয়েছে। এর বাইরে বাজেট সহায়তা হিসেবে বহুপক্ষীয় উন্নয়ন সহযোগী বিশ্বব্যাংক, এশীয় উন্নয়ন ব্যাংক (এডিবি), এশীয় অবকাঠামো বিনিয়োগ ব্যাংক (এআইআইবি) এবং দ্বিপক্ষীয় উন্নয়ন সহযোগী ফ্রান্স সাহায্য সংস্থাসহ বিভিন্ন সংস্থার কাছ থেকে বাজেট সহায়তা পাওয়ার চেষ্টা করছে সরকার। 

এদিকে চলতি মাসের শেষদিকে বা আগামী মাসের প্রথমদিকে আইএমএফের কাছ থেকে ঋণের তৃতীয় কিস্তি বাবদ ১১৫ কোটি ২০ লাখ ডলার পাওয়া যাবে (তখন রিজার্ভ আবার কিছুটা বাড়বে)। এর কারণ হলো, আর্থিক, মুদ্রা, রাজস্ব, জ্বালানিসহ বিভিন্ন খাতে যেসব শর্ত দিয়েছিল তারা, এর বেশির ভাগই সরকার এরইমধ্যে পালন করেছে। তবে আইএমএফ সন্তুষ্ট হলেও যেসব শর্ত তারা বাংলাদেশকে মানতে বাধ্য করেছে তাতে চাপে পড়ছে দেশের অর্থনীতি।

সিপিডি’র বিশেষ ফেলো ড. দেবপ্রিয় ভট্টাচার্য বলেন, চলতি বছরে বিদেশি ঋণ পরিশোধে ঝুঁকি তৈরি হয়েছে। ২০২৬ সালে ঝুঁকির মাত্রা আরও বাড়বে। বিদেশি ঋণ পরিশোধে বাংলাদেশ কখনো খেলাপি হয়নি, সেই বিশ্বাসে এখন ফাটল ধরেছে।
সিপিডি’র আরেক ফেলো মোস্তাফিজুর রহমান বলেন, দেশে বড় কয়েকটি প্রকল্পের ঋণের ম্যাচুরিটি পিরিয়ড শুরু হচ্ছে। এগুলোর সুদ-আসল পরিশোধ শুরু হয়েছে। এটি ক্রমান্বয়ে বাড়ছে। আগামীতে আরও বাড়বে। 

বিশ্বব্যাংকের ঢাকা কার্যালয়ের সাবেক প্রধান অর্থনীতিবিদ ড. জাহিদ হোসেন বলেন, সরকারের এখন নগদ ডলার দরকার। সে হিসেবে বাজেট সহায়তা পাওয়ার চেষ্টা করছে সরকার।

ডলারের দাম বাড়ায় নতুন করে বিপাকে পড়েছেন সরকার ও বিদেশি ঋণ নেয়া স্থানীয় ব্যবসায়ীরা; বিশেষ করে যাদের ডলারে আয় নেই, তাদের লোকসানের পাল্লা আরও ভারী হতে পারে। এসব কোম্পানিকে বিদেশি ঋণ পরিশোধের ক্ষেত্রে আরও অন্তত সাড়ে ৬ শতাংশ হারে লোকসান গুনতে হবে। এরমধ্যে সরকারি অনেক কোম্পানিও রয়েছে।

ইআরডি’র তথ্য অনুযায়ী, চলতি অর্থবছরের তিন প্রান্তিকে বাংলাদেশে সবচেয়ে বেশি ঋণ সহায়তার প্রতিশ্রুতি এসেছে বিশ্বব্যাংক, এশিয়ান ডেভেলপমেন্ট ব্যাংক (এডিবি) এবং জাপানের কাছ থেকে। এরমধ্যে বিশ্বব্যাংক ঋণ প্রতিশ্রুতি দিয়েছে ২৬২ কোটি ডলারের। ছাড় করেছে ১৪০ কোটি ২৭ লাখ ডলার। এডিবি ঋণ প্রতিশ্রুতি দিয়েছে ১৪১ কোটি ৮০ লাখ ডলারের। ছাড় করেছে ৯৬ কোটি ৭৩ লাখ ডলার। জাপানের প্রতিশ্রুত ও ছাড়কৃত অর্থের পরিমাণ যথাক্রমে ২০৩ কোটি ৫৯ লাখ ও ১৩৫ কোটি ৮০ লাখ ডলার। চীনের কাছ থেকে এ সময় কোনো ঋণ প্রতিশ্রুতি পাওয়া যায়নি।

Please follow and like us:
0
fb-share-icon20
Tweet 20
Pin Share20
197 thoughts on “বিদেশি ঋণ পরিশোধে চাপে সরকার”
  1. Can I simply just say what a relief to find an individual who truly knows what they’re talking about on the web. You certainly realize how to bring an issue to light and make it important. More people have to check this out and understand this side of your story. I was surprised you’re not more popular because you surely have the gift.

  2. I’m impressed, I must say. Seldom do I come across a blog that’s both equally educative and interesting, and let me tell you, you have hit the nail on the head. The issue is something which not enough people are speaking intelligently about. I’m very happy I came across this during my hunt for something concerning this.

  3. After I originally commented I appear to have clicked on the -Notify me when new comments are added- checkbox and from now on each time a comment is added I receive four emails with the same comment. Is there an easy method you are able to remove me from that service? Cheers.

  4. I blog frequently and I truly thank you for your information. This article has really peaked my interest. I’m going to book mark your website and keep checking for new information about once per week. I opted in for your RSS feed as well.

  5. Hi there! This article could not be written any better! Reading through this article reminds me of my previous roommate! He always kept talking about this. I’ll send this information to him. Fairly certain he will have a very good read. Thank you for sharing!

  6. After going over a handful of the articles on your site, I truly like your technique of blogging. I bookmarked it to my bookmark site list and will be checking back soon. Take a look at my web site as well and tell me what you think.

  7. Having read this I thought it was extremely informative. I appreciate you spending some time and effort to put this content together. I once again find myself spending way too much time both reading and leaving comments. But so what, it was still worthwhile!

  8. Hi there! This article could not be written much better! Looking through this post reminds me of my previous roommate! He constantly kept preaching about this. I most certainly will send this post to him. Pretty sure he’ll have a great read. Many thanks for sharing!

  9. Hi, I do believe this is an excellent site. I stumbledupon it 😉 I’m going to come back once again since i have book-marked it. Money and freedom is the best way to change, may you be rich and continue to help others.

  10. A motivating discussion is worth comment. I believe that you should publish more on this subject, it might not be a taboo subject but usually people don’t talk about these topics. To the next! Best wishes!

  11. Greetings! Very helpful advice within this post! It’s the little changes which will make the most significant changes. Many thanks for sharing!

  12. Hi there! This blog post could not be written any better! Going through this post reminds me of my previous roommate! He continually kept talking about this. I am going to forward this information to him. Pretty sure he’s going to have a good read. Many thanks for sharing!

  13. I’m extremely pleased to uncover this website. I need to to thank you for ones time just for this wonderful read!! I definitely savored every bit of it and I have you saved as a favorite to check out new things in your website.

  14. Hello, I do think your website might be having browser compatibility issues. Whenever I look at your blog in Safari, it looks fine but when opening in Internet Explorer, it’s got some overlapping issues. I simply wanted to give you a quick heads up! Other than that, great website!

  15. After I originally left a comment I seem to have clicked on the -Notify me when new comments are added- checkbox and now each time a comment is added I recieve 4 emails with the exact same comment. There has to be a way you are able to remove me from that service? Thanks a lot.

  16. Hello there! This blog post couldn’t be written much better! Going through this post reminds me of my previous roommate! He always kept talking about this. I most certainly will send this information to him. Pretty sure he will have a great read. Thank you for sharing!

  17. After checking out a handful of the blog posts on your web page, I seriously appreciate your technique of blogging. I book marked it to my bookmark site list and will be checking back in the near future. Please visit my website too and tell me how you feel.

  18. Hello! I could have sworn I’ve been to this site before but after looking at some of the articles I realized it’s new to me. Regardless, I’m definitely happy I found it and I’ll be book-marking it and checking back regularly.

  19. Hello! I could have sworn I’ve been to this web site before but after going through some of the posts I realized it’s new to me. Nonetheless, I’m definitely pleased I found it and I’ll be bookmarking it and checking back regularly!

  20. Hello, I believe your website may be having web browser compatibility issues. When I look at your blog in Safari, it looks fine however, when opening in Internet Explorer, it’s got some overlapping issues. I merely wanted to give you a quick heads up! Apart from that, wonderful blog!

  21. An outstanding share! I’ve just forwarded this onto a friend who was conducting a little homework on this. And he in fact ordered me breakfast because I found it for him… lol. So allow me to reword this…. Thanks for the meal!! But yeah, thanx for spending time to discuss this matter here on your blog.

  22. I was very pleased to uncover this website. I wanted to thank you for your time due to this fantastic read!! I definitely loved every bit of it and i also have you book-marked to see new stuff in your web site.

  23. Howdy! This article couldn’t be written much better! Looking at this article reminds me of my previous roommate! He constantly kept talking about this. I will forward this article to him. Fairly certain he will have a great read. I appreciate you for sharing!

  24. May I just say what a relief to uncover an individual who really understands what they’re talking about on the internet. You certainly understand how to bring an issue to light and make it important. A lot more people ought to look at this and understand this side of the story. I can’t believe you aren’t more popular because you most certainly have the gift.

  25. Hello there, I do believe your blog could possibly be having web browser compatibility problems. When I look at your site in Safari, it looks fine but when opening in Internet Explorer, it’s got some overlapping issues. I just wanted to provide you with a quick heads up! Aside from that, fantastic website!

  26. Hello! I simply wish to offer you a big thumbs up for your excellent information you have got here on this post. I will be returning to your website for more soon.

  27. Hi there! Do you know if they make any plugins to assist with
    Search Engine Optimization? I’m trying to get my website to
    rank for some targeted keywords but I’m not seeing very good results.
    If you know of any please share. Thank you!

    I saw similar text here: Blankets

  28. I seriously love your blog.. Pleasant colors & theme. Did you build this site yourself? Please reply back as I’m wanting to create my own personal blog and want to know where you got this from or what the theme is called. Thanks!

  29. I blog quite often and I genuinely appreciate your information. This article has really peaked my interest. I will take a note of your site and keep checking for new information about once a week. I opted in for your RSS feed too.

  30. I’d like to thank you for the efforts you’ve put in writing this website. I’m hoping to view the same high-grade blog posts from you later on as well. In truth, your creative writing abilities has encouraged me to get my own website now 😉

  31. I’d like to thank you for the efforts you’ve put in penning this site. I’m hoping to check out the same high-grade content from you later on as well. In fact, your creative writing abilities has encouraged me to get my own, personal website now 😉

  32. I must thank you for the efforts you have put in penning this blog. I’m hoping to view the same high-grade content from you later on as well. In fact, your creative writing abilities has inspired me to get my own, personal blog now 😉

  33. I’m very happy to discover this great site. I wanted to thank you for ones time due to this wonderful read!! I definitely really liked every little bit of it and i also have you bookmarked to check out new information in your site.

  34. Can I simply say what a relief to uncover a person that really understands what they’re talking about on the web. You certainly understand how to bring an issue to light and make it important. A lot more people really need to check this out and understand this side of the story. I can’t believe you’re not more popular because you surely possess the gift.

  35. Hi, I do believe this is an excellent web site. I stumbledupon it 😉 I may come back once again since I book marked it. Money and freedom is the best way to change, may you be rich and continue to guide others.

  36. I was excited to discover this website. I want to to thank you for ones time due to this fantastic read!! I definitely enjoyed every part of it and I have you book-marked to check out new information in your web site.

  37. The next time I read a blog, Hopefully it won’t disappoint me just as much as this one. I mean, Yes, it was my choice to read, but I really believed you would probably have something helpful to say. All I hear is a bunch of moaning about something you could fix if you weren’t too busy seeking attention.

  38. Hi there! I could have sworn I’ve visited this blog before but after browsing through a few of the articles I realized it’s new to me. Anyways, I’m certainly pleased I stumbled upon it and I’ll be bookmarking it and checking back regularly!

  39. Howdy! This article couldn’t be written much better! Looking at this post reminds me of my previous roommate! He continually kept preaching about this. I will forward this article to him. Pretty sure he’ll have a great read. Many thanks for sharing!

  40. Hi there, I do think your blog could possibly be having web browser compatibility problems. Whenever I take a look at your site in Safari, it looks fine however when opening in Internet Explorer, it has some overlapping issues. I merely wanted to give you a quick heads up! Aside from that, great site!

  41. Howdy, There’s no doubt that your web site might be having browser compatibility problems. Whenever I take a look at your blog in Safari, it looks fine however when opening in IE, it has some overlapping issues. I simply wanted to provide you with a quick heads up! Besides that, wonderful website!

  42. Oh my goodness! Incredible article dude! Thanks, However I am having issues with your RSS. I don’t know why I am unable to join it. Is there anyone else having identical RSS problems? Anyone who knows the answer will you kindly respond? Thanx!

  43. You made some really good points there. I looked on the net to find out more about the issue and found most individuals will go along with your views on this web site.

  44. An outstanding share! I’ve just forwarded this onto a friend who has been conducting a little homework on this. And he in fact bought me dinner because I discovered it for him… lol. So allow me to reword this…. Thanks for the meal!! But yeah, thanks for spending time to talk about this issue here on your web site.

  45. Having read this I thought it was rather informative. I appreciate you taking the time and effort to put this short article together. I once again find myself personally spending a lot of time both reading and posting comments. But so what, it was still worthwhile.

  46. Howdy! I could have sworn I’ve been to this web site before but after browsing through many of the posts I realized it’s new to me. Anyways, I’m definitely happy I found it and I’ll be bookmarking it and checking back regularly.

  47. Spot on with this write-up, I really feel this amazing site needs much more attention. I’ll probably be returning to see more, thanks for the information.

  48. Good day! I simply would like to offer you a huge thumbs up for the great information you’ve got right here on this post. I will be returning to your site for more soon.

  49. Hi, I do think this is a great site. I stumbledupon it 😉 I am going to return yet again since I book marked it. Money and freedom is the best way to change, may you be rich and continue to help other people.

  50. You have made some good points there. I looked on the net for more information about the issue and found most individuals will go along with your views on this site.

  51. Hello! I could have sworn I’ve visited your blog before but after browsing through some of the articles I realized it’s new to me. Anyhow, I’m definitely delighted I found it and I’ll be bookmarking it and checking back often.

  52. This is the right site for anyone who hopes to understand this topic. You understand a whole lot its almost tough to argue with you (not that I actually will need to…HaHa). You certainly put a brand new spin on a subject that has been discussed for ages. Excellent stuff, just great.

  53. You are so interesting! I do not suppose I’ve read anything like this before. So good to find another person with unique thoughts on this subject matter. Seriously.. thank you for starting this up. This web site is one thing that is required on the internet, someone with a bit of originality.

  54. Hi there, I believe your web site may be having web browser compatibility problems. When I take a look at your web site in Safari, it looks fine however, if opening in I.E., it’s got some overlapping issues. I just wanted to give you a quick heads up! Other than that, excellent website!

  55. When I originally left a comment I seem to have clicked the -Notify me when new comments are added- checkbox and from now on each time a comment is added I recieve 4 emails with the same comment. There has to be a way you are able to remove me from that service? Kudos.

  56. Hello there, I think your site could possibly be having internet browser compatibility problems. When I look at your site in Safari, it looks fine however, if opening in IE, it has some overlapping issues. I just wanted to give you a quick heads up! Besides that, fantastic blog!

  57. May I simply say what a relief to uncover somebody who really understands what they are discussing on the net. You definitely realize how to bring an issue to light and make it important. A lot more people have to look at this and understand this side of your story. I was surprised that you are not more popular because you surely have the gift.

  58. Oh my goodness! Impressive article dude! Many thanks, However I am encountering difficulties with your RSS. I don’t understand the reason why I can’t subscribe to it. Is there anybody else having identical RSS issues? Anyone who knows the answer can you kindly respond? Thanks!

  59. I must thank you for the efforts you have put in penning this blog. I am hoping to see the same high-grade blog posts by you in the future as well. In fact, your creative writing abilities has motivated me to get my very own blog now 😉

  60. After checking out a few of the blog posts on your web site, I honestly like your technique of blogging. I saved it to my bookmark site list and will be checking back in the near future. Please check out my website as well and let me know how you feel.

  61. I wanted to thank you for this good read!! I definitely loved every bit of it. I have got you bookmarked to look at new things you post…

  62. You are so cool! I do not believe I’ve truly read something like this before. So nice to find somebody with some genuine thoughts on this issue. Really.. thank you for starting this up. This site is something that is required on the web, someone with some originality.

  63. I blog quite often and I truly thank you for your content. This article has truly peaked my interest. I am going to take a note of your site and keep checking for new information about once per week. I subscribed to your RSS feed too.

  64. very nice website!! Guy .. Beautiful .. Superb .. I’ll bookmark your site and take the feeds also? I am happy to seek out so many useful information right here in the put up, we’d like work out extra strategies on this regard, thank you for sharing. . . . . .

  65. An outstanding share! I’ve just forwarded this onto a co-worker who had been conducting a little homework on this. And he in fact bought me dinner simply because I discovered it for him… lol. So let me reword this…. Thanks for the meal!! But yeah, thanx for spending time to discuss this subject here on your blog.

  66. Oh my goodness! Awesome article dude! Thanks, However I am encountering problems with your RSS. I don’t understand the reason why I cannot subscribe to it. Is there anyone else having the same RSS issues? Anyone that knows the answer will you kindly respond? Thanx.

  67. Oh my goodness! Impressive article dude! Thanks, However I am experiencing issues with your RSS. I don’t understand the reason why I am unable to subscribe to it. Is there anybody getting identical RSS issues? Anyone who knows the solution can you kindly respond? Thanx!

  68. Hi, I do believe this is a great website. I stumbledupon it 😉 I’m going to revisit yet again since I bookmarked it. Money and freedom is the greatest way to change, may you be rich and continue to help other people.

Leave a Reply

Your email address will not be published. Required fields are marked *

Enjoy this blog? Please spread the word :)

Facebook20
YouTube20
Instagram20
20